IRDAI Proposes Public Insurance Registry as Digital Public Infrastructure

India's insurance regulator IRDAI has proposed a Public Insurance Registry as a Digital Public Infrastructure for the sector. The registry aims to let consumers compare products, view all policies in one place, reduce documentation, and locate unclaimed amounts. Serving eight stakeholder groups — from policyholders to government agencies — it is envisioned as an innovation platform, not merely a data repository. Feedback is open until September 30, 2026.

The PIR is envisaged not merely as a data repository but as an innovation platform and strategic investment in national economic infrastructure.